Carmoola - Used Car Finance app for iPhone and iPad

Carmoola - Get the wheels you’ve been waiting for.

We’re for the day-tripping, free-wheeling, sunset-searching drivers. Those of you who want to buy shiny new wheels on terms that suit you.

Because why should you waste time getting confused about car finance?

We’ll explain it all and iron out those ifs and buts. Then help you to suss out your budget and direct you to a reputable car dealership or digital car marketplace to buy your new car with finance. You can find your dream wheels and spread the cost, conveniently with a flexible finance payment plan to suit you, all within the Carmoola app. We’ve got this down to a T, so you can cruise through car shopping and hit the road as soon as possible.


Why Carmoola?
- Get an instant decision on how much cash you can splash
- Search & choose any car from our vetted dealerships and online marketplaces
- Spread the cost with a flexible finance payment plan to suit you
- Our friendly support team are here to help you throughout your journey with Carmoola


How does it work?
- Answer a few quick questions to find out how much you can spend
- Verify your ID with your driving licence and a quick selfie
- Tell us about your new wheels and we’ll run a free history check for you
- Use your single-use virtual card to pay for your car
- Set up and manage your monthly finance payments in the app

And that’s it! Time to organise the road trip.


Your car, your rules.

- Found the car you love? We’ll help you choose a name for it
- Did you know that you share your birthday with a celeb? Find out who…
- Need answers quickly? Carmoola’s UK based support team is available on the phone, on email or you can chat to us 24/7

NEW! Refinance your existing deal and save money!
Got finance already? Did you know, you can switch to a better deal at anytime... and at Carmoola, were hoping we can help saving you money.
- Grab an early settlement quote from your existing car finance lender
- Pop into Carmoola and add your details, and info about your car and your current finance
- Check out the deal we can offer you, and if you like it, switch to us in a matter of minutes
- Use your virtual card to settle your old finance

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Finance is subject to status and is only available to UK residents aged 18 and over. Failure to keep up your repayments may result in your car being repossessed and your credit rating being negatively impacted, and may prevent you from accessing other financial products in the future. Any finance you may be offered by Carmoola will be based on your individual circumstances, affordability and credit profile.

Borrowing £15,000 over 60 months with a representative APR of 14.8%, an annual interest rate of 14.8% fixed and a deposit of £0.00, the amount payable would be £348 per month, with a total cost of credit of £5,880 and a total amount payable of £20,881 including a one-off Option to Purchase fee of £1.

We offer hire purchase loans between £2,000 - £40,000 at a personalised APR between 6.9% and 24.9%

Carmoola is a lender, not a broker, offering HP (hire purchase) car finance.

You can find our T&Cs here https://www.carmoola.co.uk/terms-conditions.